BFD Joins Exclusive Company, Improves ISO Rating
For Immediate Release:
Brighton Fire Department Joins Exclusive Company, Improves ISO Rating
The Brighton Fire Department has a reason to celebrate as it was recently notified that its fire protection rating from the Insurance Services Office (ISO), a national insurance industry risk rating and assessment service inspection agency, will improve to a Class 2. Of 48,632 departments inspected nationwide, only 178 achieved a Class 1 ISO rating. The Brighton Fire Department joins exclusive company, with just 1,164 other departments in the nation that have achieved a Class 2 rating.
This change not only means the department's level of fire protection service has improved, according to the ISO analysis, but it could also earn lower property insurance rates for home and business owners within the Brighton Fire District. With the update, the department's rating improves from its previous Class 3 rating.
ISO rates municipalities on a scale of 1 to 10. An ISO Class 10 rating is considered the least effective fire defense while an ISO class 1 rating is the most effective fire defense system from an insurance analysis perspective. ISO ratings play an important role in the underwriting process at insurance companies. Most U.S. insurers — including the largest ones — use these ratings as part of their decision-making when deciding what business to write, coverages to offer or prices to charge for personal or commercial property insurance.
"The improvement in our ISO Rating is a reflection of the day to day commitment of service our volunteer and career members provide to our community" according to Brighton Fire Chief Stephen MacAdam.
“This is truly a validation of what we do” stated Ted Aroesty, the Executive Director of the Brighton Fire District. “To have an outside agency come in and evaluate our operation is a verification of the great service we provide to the community.
The news of the Brighton Fire Department’s lower rating is exciting for the community, as well as all personnel at the fire department, according to Safety Education Coordinator Rick Tracy. “This was not an overnight task, as Fire Department personnel had to work hard to keep up standards, changes with operating procedures and update information on all areas of fire protection in the district.”
The ISO’s process for the rating is based on surveying and inspecting all aspects of what the fire department has achieved since its last review in July 2012.
The evaluation included a review of the Brighton Fire Departments quick response to emergency incidents, our excellent equipment, top training and extensive fire prevention education. ISO officials also look at the 911 system and the water system as it relates to fire hydrants and firefighting water supply. Countless hours of preparation went into getting ready for the inspection.